Property Purchase Related Query
I am planning to but a property from an individual. This is a new unused property and the owner has not registered the flat in his name. Owner and builder collaboratively would get us registered to the property, so that legally we become the first owners. Does this process seem correct? What are the checks we need to do? What documentation should be checked? Also, the owner had taken a load to purchase this property and claims that he has repaid the loan.
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Posted by: Bidisha Saha
Posted on: 2021-07-20
Dear Bidisha, the first thing that you must consider while buying is the legal principle of caveat empter which signifies that it is the buyer who has to be cautious while buying. Hence the following checks are inevitable for buying a property....1. Check the land records of the land in which the building is located....2. check the developer agreement if any and also if that is registered or not.......3. check if the building has completion certificate issued by the local authorities......4. if the concerned flat is under any charge or mortgage or not..... finally make sure that you do not rely on any unregistered document as far as immovable property is concerned. happy buying your new home.
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